The Complete Florida Guide

Selling Inherited Property in Florida: The Complete Guide

Summary administration, homestead rules, Lady Bird deeds, tax deed auctions — what every Florida heir (especially out-of-state heirs) needs to know, in plain English.

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Quick answer: Florida usually requires probate to sell inherited real estate — but summary administration (for estates under $75,000 or deaths more than two years ago) is far faster than formal probate, a recorded Lady Bird deed bypasses probate entirely, and your individual heir interest can often be sold while administration is pending. Mavro Properties coordinates the process and pays the costs when we buy.

1. First: check for a Lady Bird deed

Florida recognizes the enhanced life estate deed — nicknamed the Lady Bird deed. If the deceased recorded one, the property passed automatically at death to the named beneficiaries, no probate required. Search the county's official records before assuming you need a court process; you may only need to record a death certificate.

2. Formal vs. summary administration

Unlike Texas, Florida has no affidavit-of-heirship shortcut for real estate. But probate comes in two very different sizes:

The two-year rule is a sleeper: many inherited Florida properties have sat unresolved for years — which means they now qualify for summary administration even if they didn't originally. If your family's been stuck since 2023 or earlier, the path just got shorter.

3. Homestead: Florida's special rules

Florida homestead property lives under its own constitutional rules. If the property was the deceased's primary residence: it's generally protected from most creditors' claims even after death; if there's a surviving spouse or minor child, the law restricts who it can pass to regardless of the will; and it may pass outside the ordinary probate estate. Whether the property was homestead changes the entire strategy — it's the first question a Florida probate attorney (or our title team) will ask.

4. Out-of-state heirs and ancillary probate

Two common cross-border situations: heirs living outside Florida inheriting Florida property (everything happens in the Florida county where the property sits — you don't need to travel; signings happen with mobile notaries), and a deceased person who lived in another state but owned Florida real estate — that generally requires ancillary administration in Florida on top of the home-state probate. We coordinate both regularly for out-of-state families.

5. Tax certificates and tax deed auctions

Florida sells tax certificates on delinquent property each June. After holding a certificate for two years, the holder can apply for a tax deed, forcing the property to public auction. Surplus proceeds above the taxes owed belong to the former owners — but families routinely lose far more value at auction than a direct sale would have preserved. HOA and municipal liens complicate things further; we pay all of these at closing.

6. Selling your heir interest

Florida adopted the Uniform Partition of Heirs' Property Act, giving family co-owners appraisal and buyout rights if a partition is ever filed. And your own inherited interest can generally be sold on its own — subject to the estate's administration — without the other heirs' consent. We buy individual interests and can often begin the purchase while probate is still pending.

7. Your step-by-step checklist

  1. Search county official records for the deed and any Lady Bird deed.
  2. Determine homestead status — it drives everything else.
  3. Check the tax collector for certificates or a pending tax deed application.
  4. Ask if you qualify for summary administration (value under $75k or death 2+ years ago).
  5. Get a Florida probate attorney or a specialized buyer to map the path.
  6. Close through a licensed title company; sign with a mobile notary wherever you live.

Frequently Asked Questions

Can I sell an inherited house in Florida without probate?

Only in limited cases — if a Lady Bird deed was recorded, or the property passes outside the probate estate. Otherwise plan on summary administration (fast) or formal administration. We coordinate the process and cover costs when we buy.

What is summary administration and do we qualify?

Florida's simplified probate: available when the probate estate is $75,000 or less, or the death was more than two years ago. It's dramatically faster and cheaper than formal administration.

I live out of state. Do I have to come to Florida to sell?

No. The probate happens in the Florida county where the property sits, and signings are done with mobile notaries wherever you live. Most of our Florida sellers never set foot in the state.

The property has years of unpaid taxes and HOA dues. Can you still buy?

Yes — delinquent taxes, tax certificate redemptions, HOA and municipal liens are all paid by Mavro Properties at closing. If a tax deed application is already pending, contact us immediately.

Do all heirs have to agree to sell?

For the whole property, yes. Your own inherited interest can generally be sold independently — we buy individual heir shares confidentially.

Want This Handled for You — at No Cost?

Everything described in this guide — the research, the paperwork, the filings, the back taxes — is work Mavro Properties does at our own expense when we buy a property. Tell us your situation and we'll give you honest input, even if the right answer isn't selling to us.

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More resources: Selling Inherited Property in Florida · All Guides & Articles · Know Your Options

Important: This guide is provided for educational purposes only and is not legal, tax, or financial advice. Laws change and every situation is different. Mavro Properties, LLC is a real estate investment company, not a law firm. Before acting on anything in this guide, please consult a qualified Texas attorney.